Rates & Insurance

Out of Network & Insurance Reimbursement

Our practice operates on a private-pay model. This gives clients more control over session frequency, treatment goals, and privacy—without limitations imposed by insurance.

If you choose to use your out-of-network benefits, we provide a superbill, which can be submitted to your insurance for potential reimbursement. Superbills include required information such as service dates, clinician details, and diagnostic codes.

Rates

  • Rates vary by clinician and service; please see individual therapist bios for details.

  • All clients are welcome to schedule a complimentary 15-minute phone consultation.

  • Intake appointments require additional time and are billed at a higher rate than standard sessions.

  • Fees for consultation calls, additional meetings, or services related to legal matters will be discussed and agreed upon in advance.

Payment Methods

  • Credit, debit, and HSA/FSA cards are accepted.

  • All payment information is stored securely in SimplePractice, our HIPAA-compliant client portal.

Out-of-Network FAQs

Opting for private pay empowers clients and providers to collaborate on the frequency of sessions and create a personalized treatment plan. Unlike in-network services—where treatment is often guided by insurance—private pay allows for greater flexibility and individualized care.

Engaging in out-of-network therapy also offers an enhanced level of confidentiality.

If you’d like to check your coverage, the first step is to call your insurance company and ask if they reimburse for out-of-network behavioral health services.

To check your coverage, ask your insurance:

  • Do I have out-of-network mental health benefits?

  • What percentage of the session fee is reimbursed?

  • Do I need to meet a deductible first?

  • How do I submit claims for reimbursement?

Questions? We’re Here to Help.

We aim to make billing simple and transparent so you can focus on what matters most—your or your child’s mental health. Please reach out with questions about rates, billing, and insurance.

Heather Bradshaw, Practice Director: hello@wholespacecounseling.com or (425) 470-2955

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